1022 23rd Ave S Full Application

1022 23rd Ave S Features:
4 Bedrooms + 1 Bonus Room (without egress)
2 Bathrooms
Living room with picture window & original hardwood floors
Detached garage
Located within just a few blocks of Viking Elementary
CLT Sales Price $250,000, with up to $95,000 affordability assistance available, specific amount determined based on income.
Fee Simple value of this home is approximately $305,000.

Grand Forks Community Land Trust is a 501(c)3 charitable organization committed to providing housing opportunities for households earning under 120% area median income in Grand Forks County. For this reason, we are unable to sell our homes to households earning over 120% AMI by household size.

Current income limits can be viewed on our Prospective Buyers page.

If you believe you are just slightly over these income limits, we encourage you to apply as income calculations vary.

Housing Cost & Other Debt
Current household expense information does not impact your eligibility as long as expenses have been paid. GFCLT requests this information to better understand the circumstances our homebuyers are moving from when they purchase their GFCLT home.

Income Information

List all current income and expected income for the next 12 months for each adult household member. Include earned income as well as social security, pension payments, or other sources of regular income. Anticipate annual income for the next 12 months by converting current income to annual figures, see chart.

PAY INCOME MULTIPLIER:
Weekly Gross Pay x52
Bi-weekly Gross Pay x26
2x a Month Gross Pay x24
Monthly Gross Pay x12

GFCLT considers only the income from assets toward your income qualification, but households with significant assets may have to put those assets toward the purchase of their GFCLT home in order to qualify. Assets include (but are not limited to):

Cash held in Checking, Savings, safe deposit boxes, homes, etc.
Mutual funds
Money Market Account
Equity in Rental Properties or Land
Retirement and Pensions, 401 (K)
Stocks, Bonds, Treasury Bills, Certificate of Deposit, Annuities, Revocable Trust, Mortgages or Deed of Trust
Whole Life Insurance policy

A confirmation message should appear after you click Submit, but we occasionally have technical difficulties. If you believe you submitted the form but do not see the confirmation message, please contact us at [email protected] to confirm your Full Application was received. Thank you!

1022 23rd Ave South - Full Application Form (Posted 10/23/2025)